I'm Chin: July 2009

Personal Budget Planner - How to Manage and Keep Track of Your Budget

Most of us doesn't know how to manage and keep track of our budget. Often, people also find it difficult to manage their resources or fail to manage their income. To have a well future plan, we need a clear picture to show us how to make tracking on our monthly expenses.

RecentIy, I’ve got a useful Personal Budget Planner graph chart in excel format. Through this format, you'll find it easy to use and helps you manage your funds, lead you to a discipline life. Once you download the planner, the instruction will show you how to use.

Quick Budget
Create a quick and easy budget by filling out the white cells on the "Quick Budget" sheet.

Budget by Month
Use the "Budget By Month" sheet to create a budget with greater detail.

Tracking
Use this sheet to track your actual income and spending.

Comparison
Use this sheet to monitor how well you are sticking to your budget.

Daily Spending
We've provided this sheet for those interested in tracking their spending on a daily basis. This simple record goes a long way in helping you stick to your budget. Your savings can be invested in a better way and which will help you when you are in need!

File Download: http://www.savefile.com/files/2169028

World Most Expensive Cities 2009

World Most Expensive Cities (by Bruce Einhorn) - Japanese Cities Rise to the Top

The global recession may be showing some signs of easing, but try telling that to any foreign visitor to Japan. During the worst of the crisis, the Japanese yen soared against the dollar and other currencies. That slammed profits at Japanese exporters such as Toyota, Sony, and Panasonic. It also drove up the cost of living in Tokyo and other big Japanese cities. Indeed, Japanese cities are in four out of the top five slots in the annual ranking of the world's priciest cities by ECA International, a global human resources firm. The only non-Japanese city in the top five was Luanda, the capital of Angola. More on the world's most expensive cities (price by US dollar & by rank) here:

No. 1 Luanda, Angola
2008 rank: 1

Movie ticket (in US$): 16.85

Quick lunch (in US$): 57.92

Washing machine (in US$): 1090.47

Kilo (2.2 pounds) of rice (in US$): 5.65

Can of soft drink (in US$): 1.30

No. 2 Tokyo, Japan
2008 rank: 13

Movie ticket: 19.16

Quick lunch: 16.48

Washing machine: 886.77

Kilo of rice: 8.45

Can of soft drink: 1.75

No. 3 Nagoya, Japan
2008 rank: 20

Movie ticket: 17.46

Quick lunch: 15.33

Washing machine: 899.97

Kilo of rice: 8.80

No. 4 Yokohama, Japan
2008 rank: 15

Quick lunch: 17.11

Washing machine: 910.04

Kilo of rice: 6.28

Can of soft drink: 1.18

No. 5 Kobe, Japan
2008 rank: 29

Movie ticket: 16.92

Quick lunch: 14.96

Washing machine: 588.32

Kilo of rice: 7.09

Can of soft drink: 1.38

No. 6 Copenhagen, Denmark
2008 rank: 4

Movie ticket: 13.31

Quick lunch: 28.71

Washing machine: 1053.27

Kilo of rice: 4.24

Can of soft drink: 2.12

No. 7 Oslo, Norway
2008 rank: 2

Movie ticket: 12.84

Quick lunch: 32.65

Washing machine: 808.01

Kilo of rice: 4.40

Can of soft drink: 2.07

No. 8 Geneva, Switzerland
2008 rank: 6

Movie ticket: 14.07

Quick lunch: 27.57

Washing machine: 1213.67

Kilo of rice: 3.48

No. 9 Zurich, Switzerland
2008 rank: 8

Movie ticket: 14.11

Quick lunch: 21.56

Washing machine: 978.45

Kilo of rice: 2.79

Can of soft drink: 0.99

No. 10 Basel, Switzerland
2008 rank: 9

Movie ticket: 13.73

Quick lunch: 21.15

Washing machine: 744.59

Kilo of rice: 3.01

Can of soft drink: 1.03

...to be continue - World Most Expensive Cities 2009 Part II

Restaurant Ban Lee "Bak Kut Teh "

Well-known "Bak Kut Teh" shop, located @ Ipoh Road, beside Dynasty Hotel.
Special recommend to "night-bird" (^0^)...

We ordered a "Bak Kut Teh 肉骨茶" (2 pax), with side dishes ("Tau Fu Pok 豆腐卜" & "Fu Zok 腐竹") ，quite delicious... their business start from evening until 3a.m, suit for supper lover...

Restaurant Sunrise

Restaurant Sunrise is one of the most famous places for roasted duck in Petaling jaya. The restaurant has been around for about 30 years.

Well-marinated, the duck's robust flavour and natural sweetness come through at first bite. the meat is tender and the skin crispy.

31, Jalan 21/12, SEA Park, 46300 Petaling Jaya, Selangor
Tel: 03-7876 9689

Chili's Restaurant

U-mate gathering @ Chili's Restaurant, located at Mid Valley.

Fire-Grilled Chicken & Portobello @ RM 32.95
Fire grilled chicken breasts with a marinated Portobello mushroom served over zesty peppercorn sauce with loaded mashed potato (beef bacon) and seasonal veggies.

Spaghetti Chicken @ RM 21.95
Sliced chicken breast on spaghetti with Chili homemadde seasoned tomato sauce. With parmesan cheese, fresh parsley and garlic.

Cajun Club Sandwich @ RM 23.95

A traditional club sandwich with a kick, stacked high with smoked turkey, topped with beef bacon cheddar, Swiss and jalapeno Jack cheese and tomato.

Kiehl's

A special "live" showcase set to happen when i shop at Mid Valley.

This is Kiehl's Mid Valley store, next to vincci...

"Live" showcase, 2 guys acting like robot inside the glass box...

u can see the crowded surrounding the "live" showcase.

Imbi Palace Restaurant 皇宫海鲜酒家

Last weekend, enjoyed our "dim sum" at Imbi Palace Restaurant... ~(^o^)~

Actually we reached here quite late (about 2.30pm ), some of the choices already sold out... no more my favourite "cha siu pau叉烧包" and their famous B.B.Q Pork 烧肉...